Operation 6.7 · Loan repayment
Repayment of a loan by a foreign debtor to the foreign accounts of a resident individual, subject to mandatory repatriation to accounts with authorised Russian banks.
Status
permitted
Legal basisBank of Russia Clarification No. 4-OR
Verified as of 21 October 2026 · All operations
Other operations in this section
6.1Performance by a non-resident of obligations to repay a foreign-currency loan to a resident, including interest and penalties.Permitted6.2Repayment of a loan by a foreign debtor to a resident legal entity / sole trader by any permitted method, in roubles or foreign currency, to an account in Russia.Permitted6.3Repayment of a loan by a foreign debtor to a resident legal entity / sole trader, in roubles or foreign currency, to an account outside Russia.Permitted6.4Repayment of a loan by a foreign debtor to a resident legal entity / sole trader in cash, in roubles or foreign currency.Permitted6.5Repayment of a loan by a foreign debtor to a resident individual in cash.Prohibited6.6Repayment of a loan by a foreign debtor to a resident individual by crediting electronic means of payment, subject to mandatory repatriation to accounts with authorised Russian banks.Permitted6.8Repayment of a loan by a resident in roubles from a Russian account to an unfriendly person in an amount not exceeding RUB 10 million per calendar month.Permitted6.9Repayment of a loan by a resident in roubles to an unfriendly person above RUB 10 million per month — only by payment in roubles to a type C account.Permitted6.10Repayment of a loan by a resident to an unfriendly person controlled by a Russian person and disclosed as a CFC, or to a controlled friendly person.Permitted
Guides
Intra-group loans with a Russian subsidiary: granting, repaying and the permit line
Which direction of lending is free, which needs a permit, how repayment to a Western lender works above RUB 10 million, and the new RUB 30 million limit for capital contributions.
Type C accounts: what goes in, what can come out, and the 2026 changes for deposits
The mechanism behind every “RUB 10 million per month” rule — who must use it, what a balance can be spent on, and what Decrees No. 377 and 550 did this year.